AM Best has downgraded the Financial Strength Rating to C++ (Marginal) from B- (Fair) and the Long-Term Issuer Credit Ratings to “b” (Marginal) from “bb-” (Fair) of Columbian Mutual Life Insurance …

California Insurance Commissioner Ricardo Lara says he cannot stop homeowners insurers such as State Farm from putting a freeze on new homeowners business in the state, but he remains confident it …

Allianz Malaysia Berhad Group posted a 7.8% hike in first-quarter pretax profit as the group reported higher revenue in both it life and nonlife insurance operations. First-quarter profit before …

Amerigroup Tennessee, a wholly owned subsidiary of Elevance Health, has named Natalie Cooper president of the health plan, a managed care provider of health benefits for Tennessee residents enrolled …

FWD Group Holdings Ltd. reported double-digit first-quarter life insurance revenue growth in most of its Asia-Pacific markets. Annualized premium equivalent rose 11.3% at constant exchange rates, …

Total U.S. life insurance new annualized premium of $3.75 billion in the first quarter was down 7%, compared with a year earlier, despite sales that increased to levels seen at the height of the …

AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a+” (Excellent) of BNY Trade Insurance, Ltd. (BNY Trade) (Hamilton, Bermuda) and The …

The Maryland Insurance Administration has ruled Erie Insurance Exchange and subsidiaries discriminated against four Baltimore-area insurance brokers by redlining predominantly Black neighborhoods in …

Axa Group has announced transitions within its management committee for the launch of its next strategic plan, which will be presented during the first quarter of 2024. Axa said 2023 is a pivotal …

AM Best has placed under review with negative implications the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a” (Excellent) of CM Select …

Bernard Sharfman, RCM Shareholder activists on both sides of the political spectrum have

Ken Fisher, National Recent weakness is a good buying opportunity despite high valuations

John Tamny, RCM The "vital few" drive all progress. Repeat it over and over again. It's true in sports, entertainment, science, business, and anything else you can think of. Please…

Peter Weber, The Week The unilateral production cuts could hurt its finances while raising gas prices for drivers and OPEC

Peter Kafka, Vox We know what the Vision Pro does, but we're still wondering why you would buy it. Apple seems confused, too.

Dave Zirin, MSNBC The PGA Tour and its commissioner have suddenly decided to ignore all the negative implications that he said would come with working with Saudi Arabia.

Editorial, Issues & Insights Any shackling of the free market is a form of tyranny.

Joe Rennison, New York Times The S&P 500 ended the day nearly 20 percent above its low last year, within a hair of a milestone for some market watchers. But assessing a bona fide bull market is…

Scott Wallsten, The Hill These types of rules were costly in the 20th century, but they are self-evidently backwards in the 21st.

Jane Shaw Stroup, AIER "So, while prominent economists were spinning their unsatisfying theories and lamenting the vicious cycle of poverty, the world got better—on its own." ~ Jane Shaw…

Former NFL player James Adkisson pleaded guilty to submitting more than $33,000 in fraudulent health reimbursement claims after an investigation by the Texas Department of Insurance (TDI) Fraud Unit.

James Adkisson, el exjugador de la NFL se declaró culpable por presentar reclamaciones fraudulentas de más de $33,000 para reembolso de salud después de una investigación realizada por la Unidad de Fraude del Departamento de Seguros de Texas (Texas Department of Insurance, TDI, por su nombre y siglas en inglés).

Following an investigation by the State Fire Marshal’s Office (SFMO), a Jasper County grand jury indicted a fire safety equipment installer on two counts of tampering with a government document.

Tras una investigación de la Oficina del jefe estatal de bomberos (State Fire Marshal’s Office, SFMO, por su nombre y siglas en inglés), un gran jurado del condado Jasper acusó a un instalador de equipos de seguridad contra incendios de dos cargos de manipulación de un documento gubernamental.

Business owners have many decisions to make, including whether to provide workers’ compensation coverage to their employees. Texas is the only state that gives private-sector employers that choice.

A Texas public insurance adjuster accused of stealing more than $268,000 in insurance claims from multiple victims has been indicted by a grand jury in Kimble County.

Un ajustador de seguros público de Texas acusado de robar más de $268,000 en reclamaciones de seguros a múltiples víctimas ha sido acusado por un gran jurado del condado Kimble.

Former NFL player Corey Bradford pleaded guilty to submitting fraudulent health reimbursement claims after an investigation by the Texas Department of Insurance (TDI) Fraud Unit.

El exjugador de la NFL Corey Bradford se declaró culpable por presentar reclamaciones fraudulentas para reembolso de salud después de una investigación realizada por la Unidad de Fraude del Departamento de Seguros de Texas (TDI por su nombre y siglas en inglés).

If your home was damaged by the severe weather that hit Southeast Texas this week, contact your insurance company to file a claim as soon as possible.

Changing Medicare Plans Can Be Nerve-Wracking!!   Toni: When I first enrolled in Medicare in 2019, I picked a Medicare supplement plan F. In 2021 I was approached by a telemarketer on my cell phone, and he talked me into Plan K which cost less than Plan F since I was in good health. I […]

Can A Clinical Trial Prescription Drug Avoid the Donut Hole?   Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I’m fighting stage 3 kidney cancer and the prognosis is good since I am participating in a clinical trial for a new cancer medication which costs over $20,000 […]

Medicare Scams are Exploding!!   Toni: I am very concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions and informing me that there was a new plastic Medicare card with a chip like a credit card.   I told the caller what you said during your […]

What is Medicare’s “creditable” prescription drug coverage? Hello Toni: I turned 65 in August 2021, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to cover medications. My employer’s human resources manager advised me to enroll in Medicare […]

Should I Apply for Social Security Disability While Receiving Medicaid? Toni: I am a 59-year-old female and in June,2022 I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer program in Houston qualified me under Medicaid (Breast/Ovarian cancer program through the State of Texas) because I was unemployed, and I was referred to […]

Warning: Taking Medicare advice from your friends can be costly! Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel outside the United States because I’m planning a trip to Greece next month. A friend recently gave me Medicare advice that now […]

Medicare Now Covers Shingles Vaccine at NO Cost!    Toni: I was recently told that to receive a shingles vaccination I needed to have a Medicare Part D prescription drug plan to get the vaccination or pay $200.  I thought all vaccinations and immunizations were covered at no cost. Can you please explain how I […]

Understanding Medicare…It’s Complicated! Toni:  I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to do?  I am being bombarded by telemarketers and mail telling me that if I do not sign up for Medicare when I turn 65, I will make a major […]

 Is it too late to buy a Long-Term Care policy?   Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and is unable to live on his own. The monthly cost of the facility is about $4500 per month and his adult […]

Can Beginning RMDs Raise Your Medicare Premiums?   Toni: I am over 73 and began taking my RMDs (required minimum distributions) from my 401K when I turned 72. Could this have had an impact on my Medicare Part B premium increase for 2023? This year my Part B and Part D monthly premiums increased to […]